As more and more people rely on Lyft and Uber drivers to get from place to place, it can be easy to forget that these ridesharing services aren’t always safer or exempt from getting into car accidents.
If you were injured in a Uber & Lyft accident in California, you deserve compensation.
Does California Rideshare Insurance Cover Uber and Lyft Drivers?
California law sets insurance coverage requirements for all transportation network companies like Uber and Lyft.
Uber and Lyft divide their California rideshare insurance coverage into three categories for their drivers.
No Coverage Period
Drivers not logged into the app are considered off the job. If they are involved in an accident, the driver’s personal insurance coverage covers any claims arising from an accident.
Period 1
When a driver is online waiting for a fare and gets involved in an accident, Lyft & Uber accident coverage in California is 50/100/25 liability coverage.
That means their insurance coverage provides liability limits of $50,000 per person, $100,000 per accident involving bodily injury, and $25,000 for property damage.
Period 2
When a driver accepts a fare, is on their way to pick up a customer, and is involved in an accident, Uber and Lyft provide $1 million in liability insurance as well as uninsured and underinsured coverage.
If a driver maintains comprehensive and collision coverage on their personal insurance policy, Lyft and Uber can provide contingent comprehensive and collision coverage up to the car’s diminished value.
Period 3
When a driver picks up a customer and is on their way to a destination, Uber and Lyft offer $1 million in liability as well as uninsured and underinsured motorist coverage.
Both companies also provide contingent comprehensive and collision coverage during this period.
How Long Do I Have to File My Lyft Accident Claim?
In California, the statute of limitations for filing a personal injury claim is two years from the date of your accident. If you fail to file your Lyft accident claim in this period, the court can bar you from filing the lawsuit at a later time.
Don’t miss out on getting the financial relief you need and deserve. Speak to an attorney immediately after your Uber or Lyft car accident to ensure you never miss a vital deadline.
How Can a Rideshare Lawyer Help Me?
If you were involved in a Lyft driver car accident in California, a rideshare lawyer can help you explore your options for compensatory relief. Other ways your attorney can assist you include:
- Identifying existing insurance policies,
- Calculating the value of your claim,
- Making claims to the insurance companies and Uber or Lyft,
- Negotiating a fair settlement on your behalf, and
- Filing a formal legal claim and representing you in court.
One of the most important ways attorneys assist their clients in personal injury cases is by gathering evidence to establish that the other party was at fault for the Uber & Lyft accident.
Contact a Los Angeles Rideshare Attorney Today
At Peerali Law, we specialize in crafting innovative and creative legal solutions for our clients in personal injury matters. We believe that persistence, passion, and creativity bring outstanding results to our clients.
If you suffered injuries in an Uber or Lyft car accident where you were a passenger, you have a right to compensation. Understanding your rights requires the assistance of a qualified Los Angeles rideshare attorney.
That’s where we come in. Contact us today for a free consultation to find out how the attorneys at Peerali Law can help you.
Kristopher earned his J.D. at the University of Southern California Gould School of Law where he was a member of the Review of Law and Social Justice honors law journal and was awarded several scholastic honors.
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